Umbrella Policy
An umbrella policy provides additional liability coverage beyond your primary insurance policies, helping protect your business from large or unexpected claims.
Why Choose AI United for Umbrella Insurance
Access to multiple commercial carriers for flexible options
Guidance to determine the right excess liability limits
Coverage designed to work alongside your existing policies
Experienced commercial agents focused on business protection
Ongoing support as your risk exposure grows
What Umbrella Insurance Covers
Extended Liability Protection
Adds additional coverage limits beyond your general liability, commercial auto, or other underlying policies.
Legal Defense Support
Helps cover legal defense costs associated with covered liability claims.
Coverage Gap Protection
Provides extra protection when primary policy limits are exhausted.
Broad Protection Scope
Designed to help safeguard your business assets from significant liability risks.
Umbrella Policy in Action
At a catered event, a guest slips on a spill near the buffet and is seriously injured. The lawsuit totals $1.4 million. The catering company's general liability policy pays $1 million, and the umbrella policy covers the remaining $400,000.
Why It's Important
When liability limits are exhausted, umbrella insurance steps in to provide the additional protection your business needs.
Let's get started
Get an Umbrella Insurance Quote Today
Get a personalized umbrella insurance quote and see how we can help safeguard your business.
