Tips for Buying a Used Car: What to Look Out For

Buying a used car can save you money, but it also comes with risks if you don’t do your homework. Here are some practical tips to help you make a smart purchase—and ensure your investment is protected with the right insurance.

Check the Vehicle’s History

Always request a vehicle history report. It can reveal past accidents, title problems, odometer rollbacks, or flood damage—issues that could cost you thousands later.

Inspect the Car Thoroughly

Never skip a full inspection by a trusted mechanic. Look for signs of wear: brakes, tires, leaks, rust, and paint consistency. A small upfront cost can save you from major repairs.

Take a Proper Test Drive

Photos won’t tell the whole story. Test the brakes, steering, suspension, and listen for unusual noises. A short drive can uncover hidden problems.

Consider Total Ownership Costs

It’s not just about the purchase price. Think fuel economy, maintenance, and parts availability. These factors affect your budget—and even your insurance premiums.

Secure Insurance Before You Buy

Don’t wait until after the purchase. Contact your insurance agent first to get a quote for coverage. Factors like the car’s age, safety features, and repair costs will influence your rate. Protect yourself from day one with the right policy.

Final Thoughts

Buying used doesn’t mean buying blind. With the right checks—and the right insurance—you can hit the road with confidence. Get your free insurance quote today.