When we talk about car performance, we often think of horsepower or engine size—but aerodynamics plays a huge role too. And yes, it can even affect your insurance.
In simple terms, aerodynamics is how air flows around your car. Good aerodynamics reduces drag (air resistance) and helps your car cut through the air more efficiently.
Here’s the connection: vehicles with stable, efficient designs are generally safer. Cars with good handling can reduce the risk of accidents, which may result in lower insurance premiums.
On the flip side, adding aftermarket spoilers or body kits can increase risk—or at least change how your car is evaluated by insurers. Always report these modifications when quoting your policy.
If you’re in the market for a new or used car, pay attention to design features like smooth body lines, rear spoilers, and underbody panels. These subtle elements can impact not just performance, but your long-term savings.
Ready to insure your next vehicle?
Tap here and get a free quote, it only takes 5 minutes!
Ai United Insurance Products