Car Buying Mistakes to Avoid: Tips That Save You Money

How to Navigate Common Car Buying Mistakes

Buying a car can be exciting—but it’s also easy to make decisions that cost you more in the long run. Here are a few common mistakes to avoid, especially if you want to save money on insurance and ownership.

Do Your Research First

Before stepping into a dealership, compare car models for reliability, safety, and long-term value. Some vehicles are much more expensive to insure based on their history of claims or repair costs. Always check how a car affects your insurance rate before you buy.

Look Beyond the Monthly Payment

A low monthly payment can be tempting—but don’t forget to factor in maintenance, gas, taxes, and insurance. That “cheap” car may not be so affordable once you see the full picture.

Always Check the Vehicle History (Used Cars)

If you’re buying used, get a report like Carfax to avoid vehicles with past accidents or flood damage. These issues can lead to higher premiums—or even denial of coverage.

Secure Financing Before Shopping

Know your loan options ahead of time. Dealer financing isn’t always the best deal. Your credit score also impacts your insurance rate, so stay informed.

Get an Insurance Quote First

Don’t wait until after buying to find out your car is expensive to insure. Contact us for a free quote—we’ll help you plan smart and save more.

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Ready to shop smart? Get your free insurance quote today.